Financial Freedom

Financial Freedom will mean something

different to everybody.

Some people just want to be out of debt.

Some people want it all, and I mean everything.  Diamonds, fur coats, giant homes, fancy cars, private jets...

For me, Financial Freedom is seeing a sun rise and knowing that I have the resources to chose how I spend that day.  Time is more important to me than any amount of money. 

That's Financial Freedom to me,

what's Financial Freedom for you?

Comments (17):

Florena Luna on

It would mean not worring where your next meal is going to come from. Knowing that it will be ok,even when times are hard. That the sunshine is not that far.

Florena Luna on

It would mean not worring where your next meal is going to come from. Knowing that it will be ok,even when times are hard. That the sunshine is not that far.

Tara Sue on

I thought that to me, financial freedom pretty much meant having enough money to where I wouldn’t have to worry any longer about how I am going to pay the bills. Every bill for me right now is a stressor, wondering what I have to short in order to have enough to pay the one currently due. But just now, I read what financial freedom meant in your eyes. “Seeing the sunrise and knowing that I have the resources to choose how I spend the day.” Reading that, picturing it literally just put a smile on my face. That is what I want. That says it just perfectly. :)

Alexis on

Baxtor Lee said it best…in his words is a lesson to be learned for many to take in. His idea of financial freedom should be one of those famed quotes to be shared with people around the world to appreciate and gain new perspective on how they live life!

Kayann Campbell on

Financial freedom to me means not having to worry about rent, utilities, credit card, college fees, savings, health, happiness and food. It would be good to wake up every morning knowing I don’t have to worry about how I am going to get this bill paid. I would be nice being able to save even $5 a day…. I can’t wait for the day I am finally financially free

Lucy on

Financial Freedom to me means that you aren’t in a struggling position, and you can take care of everything you need financially without any problems.

Aubrea Rodriguez on

Not worrying weather we will have a place to live through the holidays. Being able to pay my bills. Have clothes on my kids, my car being in working condition

Felicia hatley on

Financial freedom….spending each day making memories with my family without the stress of finances. Giving my family everything they need and giving my children the best childhood possible!

Sherrie on

Financial Freedom would mean being out of debt and having enough money coming in each month to pay all my bills with money left over for unexpected expenses. I do not need a lot of money to be happy. I would just like enough to do what I need to do without worrying about it.

Aisha L Oliver on

Financial freedom to me is being able to wake up with my husband everyday and just be able to get up and go! Go do whatever we’d like to do without our phone’s,or mine ringing off the hook from Bill collectors. Not having to worry about paying our Rent & Utilities or car payment! I was Always told not by my mom or dad but by my grandparents to save,you need to have a savings. What if’s Always happen and i found that out the hard way,I don’t want to have to go through that anymore at my age! In just one year’s time of me busting my butt working we set a goal of $10,000 to have a down payment on our first house together! Well,needless to say that what if came. My health suffered and now I can no longer work,my husband is permanently disabled and that savings is keeping us going right now. Financial freedom is not sitting home stressing out every single day,going to bed not worrying about who’s going to call tomorrow wanting money for a bill,unpaid credit card bill or something else! Financial freedom is just being able to get up and go without worrying because we can… That’s financial freedom to me

susan a Watson on

to be able to pay my bills, have the surgery I been postponed, or be able to buy new pair of shoes when needed, or car repaired, I cant do any of these things right now

Flavia on

We have similar ideas.

Sarah on

I like you thought with the sunrise and knowing that you have the financial freedom to do what you want to with that day. I feel that financial freedom to me would be similar. Single Mama here so, to be able to have an $800 car repair that pops up out of nowhere and be able to cover it without worrying which bill will have to get pushed back. Also just to be able to travel when I want to, not necessarily to far, far away place, but we have family in other states and it would be nice to just decide to go one day and know that financially it made sense.

vera king on

Financial freedom to me is waking every morning without worry of housing, utilities,food or clothing 😁 Its the little things I love the most

April S Bradford on

To me Financial freedom is waking up knowing my family and I will be ok know that there is food in our fridge and clothes on our backs and the means to live comfortably in a home we know we wont lose


Financial FREEDOM, is just like it sounds…Freedom from the burdens of finances.

For me, that means that I can wake up in the morning and go to sleep WITHOUT having anxiety FOR ONCE.

It’s being able to feel happiness without any lingering dread that whatever fun youre having, youre gonna have to work your ass off to pay for it later.
It does NOT mean that you stop being thrifty, if you were before…it just means true comfort for me.
Ive NEVER had this in my entire life.
Not as a child or an adult.
Ive crawled my way up to get to what I have acheived, but I would love it, if one day I could just wake up and be Happy.

This means I wont have to juggle bills bc theyll all be taken care of, I wont have to scrape together change for my gas at the end of the month, I wont have to pick just one medical expense a month (dental, eyes, ears, reg visits) to take my kids and I to, bc Ill be able to afford it all.
I wish I knew what it felt like to wake up and not feel scared about everything….all of the time, just falling apart around me.

What does it feel like….to just wake up and get a coffee, and just KNOW that I could do whatever I want, because for once, I have the means to do so????

Elisha Felts on

Financial Freedom to me would mean not having to choose which bill to pay and still have money to feed my family. It means being able to pay all my bills and have grocery money.

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Other articles:

Marshmallow Test - get More tomorrow

The idea is simple - People who can defer Joy, are more successful and generally enjoy their lives more.  The Good news is that everyone can learn this skill.

It's called the marshmallow test because generally all kiddos love marshmallows.  The key is to find something that people like and offer them 1 today or 2 tomorrow.  It's that simple.  If you chose 1 today, we need to talk.  If you chose 2 tomorrow, you are on the right path.    

Save Win Club runs daily Marshmallow tests.  We offer Grown ups Money, because Everybody loves Money.  Money can become whatever you want, it's a great store of value and a great way to show our members each week the right path.

After 30-60 days in the system, SWC members pass the marshmallow test ~90% of the time.

Simplicity and Repetition are powerful. 

Save Win club is powerful and effective.

If you want to learn more about this great test, please click below:

NPR - I love this article because like all things, it's more complicated than stated above.  It's helpful to start with the simplest and if people want to dig deeper provide more.

Netflix - Justin Willman is very funny.  highly recommend.    

Or you can read the whole book by Walter Mischel here:



100 years ago, there were maybe 100 gyms in the U.S.A.

Now, there are 1,000’s of Gyms in Nashville alone.

What changed?    A lot.

Starting in the 1980's, gym memberships exploded.  

People started paying to join Gyms because they saw the value.


Now, Save Win club memberships are simple like Barbells.  

Nothing Fancy, and 1 rep is almost useless.  

But daily repeated effort will build serious muscle.


Same goes for Save Win club memberships. 

Nothing happens overnight, but daily progress compounds

And before you know it, you are on your way to financial freedom.  


Start today, build memberships every week, every other week, or monthly.

Give yourself a chance to win, but more importantly.

get yourself on the right path.  



Subscriptions are the best way to build memberships over time.

There is no ongoing cost to a membership, but subscriptions add more memberships each month. 

That is, if you purchase 10 memberships a month, you will have 120 after 12 months. 

SWC offers these Subscription options through PayPal, because the customer is in complete control through your PayPal login.

Click or tap on the link you want, and PayPal will set you up.

30 Memberships / Month ($320) is Boss.  Be a Boss.

20 Memberships / Month ($215) is Elite

10 memberships / month ($110) is our best option

5 memberships / month ($55) is solid

Payday memberships - every other week.  Make it easy on your cash flow, line it up with your payday and choose your number.

Monthly - you choose the number.  Good way to start, but has a $2 set up fee.  

Each membership gives you a chance to enter into all SWC sweepstakes and a front row seat to the daily Marshmallow test.

Maybe that's why people are saying SWC is better and more fun than a Gym membership.

Save Win club explained

Everybody wants Financial Freedom. Everybody.

Save Win Club uses a simple proven approach focusing on daily habits and better decision making to improve your life. 

Daily Habits are the best predictor of future success.  SWC uses the daily email to help anchor your day around a 10 second habit that can help you conquer your day.

The Daily Marshmallow test uses repetition and simplicity to improve members decision making.  People learn best by doing, even if vicarious.  Every day members ask themselves if they would pass the marshmallow test.  After 30-60 days, 90+% of member pass the marshmallow test. 

70% of Americans do not have $1K in savings.  SWC equips members with better daily habits and decision making to help SWC memberships attain that minimum level of wealth. 

Simplicity and Repetition are powerful. 

Save Win club is powerful and effective.

Best way to Learn?

Some people can learn by reading a book.

Most people learn by doing.

Like tying your shoes, very few can watch a video and then tie their shoes. 

At Save Win Club, we offer a simple, easy and effective way to improve your ability to pass marshmallow tests. 

Join the daily email, watch the daily winners to see if they pass, and be ready for your day to chose.  What will you chose?

Join the Club once you are ready to Build Financial Freedom.

Asset or Liability?

Are SWC memberships an Asset or Liability?

Assets produce income.

Liabilities consume money.

SWC memberships cost money to initially purchase, but there is no ongoing fee or expense to maintain them.

Memberships are simple like bricks. 1 is fun, but 100 can build you a path.

For each membership,

there is a chance to win $100 everyday AND $1K every Wednesday.

What do you think?  Asset or Liability?

Post in the comment below, on twitter or email me.  I love feedback.